Golden Homes under $400,000

Welcome to Golden, Colorado—a charming city nestled at the foothills of the Rocky Mountains, where adventure meets community spirit. Just a short drive from Denver, Golden boasts a rich history, vibrant culture, and breathtaking natural beauty, making it an ideal place to call home.

Golden is renowned for its stunning landscapes, including the iconic Table Mountain and Clear Creek, which winds through the heart of the city. Whether you’re an outdoor enthusiast eager to hike, bike, or kayak, or someone who enjoys leisurely strolls through picturesque parks and historic downtown, Golden offers a perfect blend of activities for everyone.

For those seeking an affordable entry into this remarkable community, you’ll be pleased to discover that there are homes available for under $400,000. These properties provide a fantastic opportunity for first-time buyers, families, or anyone looking to invest in a thriving area without breaking the bank. From cozy townhomes to charming single-family residences, you can find a variety of options that suit your lifestyle and budget.

Living in Golden means embracing a vibrant community filled with local shops, breweries, and eateries that celebrate the city’s unique character. With events year-round, such as the Golden Farmers Market and various outdoor festivals, there’s always something happening to bring neighbors together.

If you’re ready to experience the perfect blend of adventure and community in a beautiful mountain setting, Golden, Colorado, is waiting for you. Explore the homes available under $400,000 and start your journey to becoming a part of this amazing city today!

Newest Golden Homes under $400,000

$349,000

2 Beds ⋅ 2 Baths ⋅ 4874747 MLS

Enjoy mountain-area living in this top-floor Genesee Village residence featuring two bedrooms, two bathrooms, and a bonus spacious, light-filled loft. Vaulted ceilings, abundant windows, and skylights create an open, airy atmosphere throughout the main living space. The living room features a cozy fireplace, while the kitchen offers plentiful cabinetry and flows seamlessly into the dining area. Step outside to a private balcony and enjoy the peaceful setting. The primary suite offers a larger closet, an ensuite bathroom, and a lovely view of the community pond. A second bedroom and full bathroom are conveniently located on the main level. Upstairs, the expansive loft provides exceptional flexibility, with ample space for a home office, fitness area, additional living space, or potential third sleeping area. Additional features include a one-car garage with a large private storage unit and a second unassigned parking space in the community lot. Residents enjoy access to a variety of amenities, including a pool, tennis and pickleball courts, fitness facilities, and a community pond. Conveniently located near I-70, with easy access to Denver, and mountain recreation.

23568 Pondview Pl Unit G, Golden

Courtesy of Miller Wilde Real Estate LLC . Evan@MillerWilde.com,303-601-1855

$105,000

2 Beds ⋅ 1 Baths ⋅ 1624494 MLS

Welcome to your affordable craftsman’s dream home in Beautiful Golden Colorado! - Lots of potential - one of the largest corner lots in the neighborhood that overlooks Golden Colorado and the Rocky Mountains. Agent direct 720-896-6752, lenders available. Rest in the large manicured front yard shaded by a tall hard wood tree, or sit on the deck to view the Rocky Mountain foothills and Golden lights at night. Zeta Street is desirable for it’s quick access to everything Golden. Take a walk or hike to shopping, city sidewalks, public transit from the freshly built walkway right across the street. Soak in the private, well maintained crystal blue pool or use the private playground just feet away. Step into the home onto real ¾ oak hand laid floors throughout. Spacious living room with large palladium ( Arch ) window (s) for night time city light views. Full wrap around counter kitchen with island and plenty of pantry storage space. Hand crafted tile counters with ( custom bullnose trim ) oak wrapped corners and trim. 2 bedrooms for relaxing and a full bath. Step outside and find a large well maintained storage shed for yard equipment and toys, with paved off street spaces for (2) vehicles. Many upgrades and changes already complete, with ideas and direction going forward. Features mail delivered to home, stairway to light rail, close to public transportation, brand new hot water heater, recent roof on shed, recent deck at back door, new refrigerator, new stainless steel kitchen sink, any much more.

80 Zeta, Golden

Courtesy of LoKation . 303-900-8036

$83,000

2 Beds ⋅ 2 Baths ⋅ 9858246 MLS

Welcome home to this beautifully updated 2 bedroom, 2 bath home in Golden Terrace! From the moment you arrive, you’ll love the expansive front deck with plenty of room for outdoor seating, grilling, and enjoying the Colorado weather. Inside you will find an inviting open concept layout featuring updated flooring, recessed lighting, a tray ceiling with ceiling fan, and plenty of natural light. The spacious kitchen offers dark cabinetry, lots of counter space, a center island, gas range, dishwasher, and plenty of storage, flowing seamlessly into the dining and living areas. The spacious primary bedroom has its own private en suite with large soaking bath tub with a shower combination, while the two additional bedrooms offer flexibility for a home office, or hobby space. This floor plan is also ideal with the primary bedroom on one end of the home and the additional bedrooms at the opposite end. There is a second full bathroom, in-home laundry area that can double as a mudroom with access to the side of the home, a storage shed and off-street parking. Plus, central A/C! Enjoy all that Golden Terrace has to offer, including two swimming pools, two clubhouses, a billiards room, game room, picnic area, and RV storage. Divinely located in the foothills of Golden with short distance to hiking and biking trails, Colorado Mills, downtown Golden, shopping, dining, and easy access to both the mountains and Denver. Approximately 2 miles from the Golden Light Rail Station, this home offers the perfect blend of comfort, convenience, and Colorado living.

1135 A St, Golden

Courtesy of Keller Williams Advantage Realty LLC . FaithYoung@kw.com,720-270-9467

$65,000

2 Beds ⋅ 1 Baths ⋅ 7641812 MLS

Enjoy Golden living in this updated 2 bedroom, 1 bath manufactured home offering 930 sq. ft. of comfortable living space and a great spot directly across from the community pool. Since purchasing the home, the sellers have made a long list of improvements, including repainting the exterior, refinishing and repainting the patio, elevating and leveling the patio overhang, refreshing the landscaping, refinishing the kitchen cabinets, removing the popcorn ceilings, installing new ceiling fans and replacing the bedroom carpet. The bathroom has also been updated with a new countertop, sink and mirror, and the water pipes have been reinsulated. A large deck off the front entrance creates a great outdoor sitting area to relax and enjoy Colorado’s beautiful weather. The home also features a carport for covered parking and a shed for additional storage. With the community pool directly across the street and Golden’s shopping, dining, recreation and foothills lifestyle nearby, this home puts you in a great location to enjoy it all. Home is located in Mountainside Estates, a manufactured home community with monthly lot rent. Buyers must apply for and be approved by the community for the lot lease.

17190 Mt Vernon Rd, Golden

Courtesy of The Colorado Scene Realty . stephanie@thescene.realty,970-215-5677

$119,500

3 Beds ⋅ 2 Baths ⋅ 7668544 MLS

Welcome home to this recently thoroughly updated home with updated kitchen, soft close cabinets, quartz counter tops, and all matching black stainless appliances. All updated windows, interior paint, laminate and carpet flooring, and lighting. Bathrooms have been updated with all new soft close cabinets as well, quartz counter tops, new plumbing, toilets and tile surround. Spacious vaulted ceiling in the living room and kitchen. The deck at the front entry is brand new as well as the exterior painting has just been completed. This home also has central air conditioning and a forced air natural gas furnace. And add your own touch to the large front yard and make it your own.

1655 F St, Golden

Courtesy of Better Homes and Gardens Real Estate Neuhaus . jthorpe2955@gmail.com,970-231-2817

$45,000

2 Beds ⋅ 2 Baths ⋅ 4983940 MLS

FREE 1st Month Lot Rent in this great home that is AFFORDABLE LIVING IN THE HIGHLY DESIRED TOWN OF GOLDEN. Spacious 2 bedroom, 1-bath home delivers exceptional value at a steal of a price. * OPEN CONCEPT * UPGRADED INSULATED HAIL RESISTANT SKIRTING * * NEW BEDROOM CARPETS * GREAT LOCATION W/VIEWS * CENTRAL AIR CONDITIONING * CLOSE TO GOLDEN & SCHOOL OF THE MINES * All kitchen appliances, washer, dryer and storage shed included. Move in ready. You won't want to miss this great opportunity! Please note that You are purchasing the home only in a land lease community. All adults in the home MUST be approved to live in the community. **Please contact agent for specialized lending questions and assistance if financing is needed.** LISTING AGENT IS A LICENSED LENDER. NMLS 2721776.

140 A St, Golden

Courtesy of The Grossnickle Group . homes@karlagrossnickle.com,720-369-9422

$180,000

2 Beds ⋅ 5744844 MLS

SELLER FINANCING AVAILABLE! Discover a rare opportunity to own a character-filled 1941 mountain home in the foothills of Boulder County. Set in a peaceful Colorado setting, this unique property offers the opportunity to create a one-of-a-kind retreat while preserving the charm and character of an earlier era. Whether envisioned as a full-time residence, weekend getaway, or mountain escape, bring your vision and make this distinctive property your own. Electricity is connected to the home. The property DOES NOT currently have a well or septic system installed, giving the next owner the opportunity to design these improvements around their plans for the property. Come experience the setting, explore the home, and imagine the possibilities. If you've been looking for a unique Colorado property where you can create something truly your own, this one is worth seeing.

20 Outlook Dr, Golden

Courtesy of Platinum Realty Executives . david@platexecs.com,303-736-9229

$199,000

2 Beds ⋅ 1 Baths ⋅ 2039140 MLS

GREAT INVESTMENT AT $199,000, PRICED BELOW MARKET VALUE! MOTIVATED SELLER! $5,000 Seller Assist can bring your interest rate below today's market rates (subject to lender approval)! Use it toward a rate buy down, closing costs and prepaids. Home Warranty included! Affordable Living in Golden within Golden Pines! Rare end-unit Penthouse with mountain views from your private balcony! Updated 2BD/1BA condo, recently renovated and beautified, with new paint throughout, stylish wood-style laminate flooring and stained 6-panel pine doors/trim. Both bedrooms offer ample closet space. Dual-access bath (hallway + primary bedroom), private storage room for extra convenience, and on-site laundry room for easy living. Golden Pines offers fantastic community amenities: clubhouse, guest parking, and pet-friendly open space. Parking Spot #68 and plenty of guest parking! Minutes to downtown Golden, Colorado School of Mines, Clear Creek, Fossil Trace Golf Course, and Colorado Mills, with easy access to I-70 and 6th Ave for commuting or mountain adventures. This rare Penthouse end-unit opportunity won't last! Schedule your showing today! Reach out to me at Lorraine@LifestyleRealtyAndConsulting.com; 609-502-0880; Link To: https://www.homes.com/property/16359-w-10th-ave-golden-co-unit-6/5f44leqv8fy6j/

16359 W 10th Ave Unit Q6, Golden

Courtesy of LifeStyle Realty and Consulting, LLC . Lorraine@LorraineDAversa.com,609-502-0880

$115,000

3 Beds ⋅ 2 Baths ⋅ 1947352 MLS

Welcome home to this beautiful 3 bedroom 2 bath home in Golden Terrace! This remodeled home has brand new carpet, new interior and exterior paint! From the moment you arrive, you’ll love the covered parking, inviting front deck, and fenced outdoor space. Inside you will find an open living room featuring vaulted ceilings, abundant natural light, and built-in cabinetry offering additional storage. The living room flows into a separate dining area surrounded by windows, creating a beautiful space for everyday dining or entertaining. The spacious kitchen has plenty of cabinetry and counter space, stainless steel appliances, a gas range, breakfast bar with additional eat in space. Stay cool with the newer A/C! The primary bedroom has brand new carpet, a large closet space, and a private en suite with an new quartz countertop vanity with an additional linen cabinet and tub/shower combination. Additional bedrooms offer flexibility for an office, or hobby space, while the second full bathroom has an updated vanity and quartz countertop and tub/shower combination. Enjoy the convenience of a separate in-home laundry room, washer and dryer are included, along with additional cabinetry and storage, plus this space can double as a mudroom with access to the side of the home. Love your outdoor living area with fenced yard, front deck, mature trees, and covered parking. Divinely located in Golden with convenient access to the foothills, shopping, dining, and all that Colorado living has to offer. Freshly updated with new carpet and paint, this home is ready for you to move in and make it your own! Enjoy your community amenities including 2 swimming pools, 2 clubhouses, billiards room, game room and picnic area. Bonus, RV Storage! Divinely nestled in the foothills of Golden, you’ll love being close to trails, parks, dining, shopping, and easy highway access for both mountain adventures and quick commutes into Denver and approximately 2 miles to Golden Light Rail station.

234 Fawn St, Golden

Courtesy of Keller Williams Advantage Realty LLC . FaithYoung@kw.com,720-270-9467

$385,000

2 Beds ⋅ 2 Baths ⋅ 4122360 MLS

Welcome to a quieter, easier way of living in the storybook setting of Applewood Park. This 2-story townhome offers 2 bedrooms, a finished basement, private outdoor space, & two covered parking spaces, all in a tucked-away setting where mature trees, green space, & a little neighborhood charm surround you! The main floor welcomes you with a sunny living room, dining area, kitchen with easy access to your private outdoor space. Upstairs, you'll find two spacious bedrooms, including ample closet space, along with a full bath featuring beautiful tile. The finished basement adds flexible space for a home office, guest space, hobbies, or a second living area, plus a dedicated laundry area with added storage. Some of the recent updates include a newer AC, dishwasher & disposal. Just outside, your private patio creates a sweet little spot for morning coffee, a sunlit breakfast, or an easy dinner outdoors. The community offers an outdoor pool & playground, giving you places to enjoy without the maintenance of having them at home. Applewood Park has that established neighborhood feel that is increasingly hard to find. Green space, walking paths, playgrounds, courts, & picnic areas are all close by, with the Applewood Trail winding along the golf course & toward Clear Creek. There are plenty of local favorites nearby when you feel like letting someone else do the cooking. Grab a pizza at Pizzeria Forte, enjoy Thai right across the street at Swadi Thai, meet friends at Teller's Taproom & Kitchen, enjoy a local brew at Mad Macks Brewery, or settle in for Italian at Abrusci's Fire & Vine. Downtown Golden is also just a short drive away for even more enjoyment. The community is well managed & designed for low-maintenance living. HOA dues include water, sewer, trash, exterior maintenance. A little storybook, a little tucked away, & wonderfully easy to live in. This is Applewood Park living with comfortable spaces, green space nearby & the best of Golden just beyond your doorstep.

12899 W 20th Ave, Golden

Courtesy of Coldwell Banker Realty 24 . LaDawn@LaDawn.Realtor,303-710-5817

$89,595

3 Beds ⋅ 2 Baths ⋅ 9709828 MLS

FREE LOT RENT 2 months for the buyer in this Beautiful, Meticulously BRAND NEW Updated & Upgraded 3 bedroom 2 bath home providing affordable living in the highly desired area of Golden. This contemporary and bright home boasts many features including new interior paint, new vinyl plank flooring, new fixtures and hardware, tons of natural light throughout, new glass tile backsplash and features new kitchen cabinets, new kitchen countertops and new bathroom vanities. All kitchen stainless steel appliances are included. The home includes central air, a small storage shed and is situated near the entrance of the community for easy access. This stunning and contemporary home has so much to offer at a steal of a price. It is move-in ready and ready to be called home. Don't wait, it won't last long! Please note that You are purchasing the home only in a land lease community. All adults in the home MUST be approved to live in the community. **Please contact agent for specialized lending questions if financing is needed.** LISTING AGENT IS A LICENSED LENDER. NMLS 2721776

115 Ponderosa Cir, Golden

Courtesy of The Grossnickle Group . homes@karlagrossnickle.com,720-369-9422

$86,900

3 Beds ⋅ 2 Baths ⋅ 4170031 MLS

Welcome to Golden Terrace near the heart of Golden, Colorado! This bright and well-maintained 3-bedroom, 2-bathroom manufactured home, built in 2013, offers modern comfort, recent upgrades, and an ideal location. The open, light-filled living area flows into a spacious kitchen featuring generous counter space, ample cabinetry, and all appliances, including an upgraded front-load washer and dryer. Wood laminate flooring, newer carpet in the bedrooms, fresh interior paint, updated blinds, and double-pane windows make this home move-in ready. The spacious primary suite includes an oversized closet, while two additional bedrooms provide great storage. Enjoy year-round comfort with forced-air heating and central A/C, an Ecobee Smart Thermostat, and a Ring Security System. Major updates include a new roof (2025) and new Bradford White water heater (2025). Front and rear screen doors add everyday convenience. Outside, you’ll love the rare fenced yard with mature shade trees, covered front porch, and two off-street parking spaces. Located in the desirable Golden Terrace community, you’re minutes from parks, trails, shopping, dining, and historic downtown Golden. This home is situated on a leased lot within Golden Terrace. Buyers must apply for and be approved for the community lot lease. A newer home, major 2025 upgrades, and three months of paid lot rent make this an opportunity you won’t want to miss. Schedule your showing today!

159 Mallard St, Golden

Courtesy of The Colorado Scene Realty . stephanie@thescene.realty,970-215-5677

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